Meet Tim Bernes
LET ME HELP YOU FINANCE YOUR HOME!
WHETHER YOU'RE BUYING, REFINANCING OR JUST LOOKING FOR A BETTER RATE, I WORK FOR YOU, NOT THE LENDER!
I have over 10 years of combined experience in the real estate industry. I can help you with any type of property financing. I have many different lenders that I use to make sure you are getting the very best interest rate and terms on your mortgage. Also, my services are free to you as I get paid by the lender! Call me anytime! I would love to help you!
WHY SHOULD YOU USE MY SERVICES?
I will negotiate on your behalf. Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. And even if you have an existing relationship with your branch, TMG does millions of dollars of transactions yearly with a wide variety of lending institutions so we have strong lender relationships. I can use that relationship to your advantage to negotiate your mortgage to ensure you secure competitive rates and terms that benefit you.
Even if you've already been pre-approved for a mortgage by your bank or another financial institution, you're not obliged to stop shopping! I can investigate on your behalf to see if there is an alternative to better suit your needs.
Do you know about mortgage customization? Not all mortgages are created equal, and depending on your financial goals, I will ensure the mortgage you receive helps you with those goals. Whether borrowing to purchase, renovate, or make your mortgage interest tax deductible, I can ensure that the mortgage you have helps achieve these financial goals.
Helping Good People Buy Good Homes since 2007
When it comes to choosing a mortgage, there are many options out there—and it can be challenging to decide what’s right for you. That’s where I can help.
- Unbiased advice for your specific product needs
- Access to the best rates in the market
- Online and after hours appointment options
I will provide you independent expert advice on your financial options. TMG is not tied to a specific lender or products so I can offer you mortgage products that will best match your specific needs.
SAVE YOU TIME WITH ONE-STOP SHOPPING
Instead of spending your valuable time meeting with competing mortgage lenders, I can quickly narrow down the list of lenders that will help you achieve your financial goals. I will make your comparison-shopping fast, easy, and convenient.
NO CHARGE TO YOU
There's absolutely no charge for my services on typical residential mortgage transactions. Like many other professional services, such as insurance, mortgage brokers are paid a finder's fee when I introduce dependable clients to a financial institution.
THINK OUTSIDE THE BRANCH FOR YOUR MORTGAGE
I can help you will all aspects of purchasing a home, whether you are a first time buyer of buying a vacation or investment property we are here to help!.
When it comes time to renew your mortgage, I'll help you review your options and make the renewal process simple and easy. Always look at all your options at renewal to ensure you are getting the best deal.
Sometimes, refinancing is your best option for a variety of reasons. Mortgage financing is the cheapest way to manage existing debt and can potentially save you thousands of dollar each year. I can help you consolidate or re-purpose your homes equity.